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["收费业务","收费文号"]
["福农通","闽农信〔2012〕35号"]
["贷记卡","闽农信〔2012〕130号\\2008  518号"]
["手机银行","闽农信〔2012〕556号"]
["福万通理财卡","闽农信〔2010〕12号"]
["居家银行","闽农信〔2010〕26号"]
["短信银行","闽农信办〔2010〕282号"]
["电话银行","闽农信〔2010〕324号"]
["网上银行","闽农信〔2010〕381号"]

{"sheet":"KING","index":1,"n_rows":0,"n_cols":0,"rows_kept":0,"hidden":true}

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["附件2"]
["光泽县农村信用合作联社金融服务价格标准（2025年版）"]
["收费\n编号","业务类型","业务明细分类","收费项目名称","收费标准",null,null,"服务内容","适用\n客户","价格\n类型","收费\n依据","备注"]
[{"$nulls":4},"普通卡","金卡","白金卡"]
[2300001,"票          据             业                    务","支票业务","手续费","每笔0.6元；或按协议定价","按标准5折","免费","为个人或对公客户办理支票业务","综合客户","全省统一价","发改价格〔2014〕268号","用转账支票汇款到其他行社的另按汇兑标准收费"]
[3200002,null,"银行承兑汇票","承兑手续费","按承兑金额的0.5‰",null,null,"福建农信系统为对公客户申请的银行承兑汇票进行承兑，承诺到期日对收款人或持票人无条件支付汇票金额。","对公客户","全省统一价","银协发〔2023〕64号"]
[3200003,null,null,"敞口风险管理费","按（承兑金额—保证金额-视同保证金额）*费率*天数/360收取，承兑期限在3个月（含）以内，费率2%，3个月－6个月（含）以内，费率2.5%；或按协议定价。","按标准5折","免费","根据协议约定，福建农信系统作为银行承兑汇票承兑人为对公客户提供风险敞口占用和管理的服务","对公客户","全省指导价",null,"小微企业免收"]
[3200004,null,null,"查询手续费","30元/笔；或按协议定价","按标准5折","免费","为对公客户提供银行承兑汇票查询，向查询方收取。","对公客户","全省统一价"]
[3201005,"汇               兑                业                       务","委托收款","业务办理手续费","每笔25元(含邮寄费用）；或按协议定价","按标准5折","免费","为收款人办理委托收款","对公客户","全省统一价",null,"收到委托收款付款按汇兑标准收费。"]
[3201006,null,"托收承付","业务办理手续费","每笔25元；或按协议定价","按标准5折","免费","为收款人办理托收","对公客户","全省统一价",null,"收到托收承付而付款按汇兑标准向付款人收费。"]
[2201007,null,"对公跨行转账汇款（柜台/远程视频柜员）","手续费"," 每笔1万元以下（含1万元），4.5元/笔；\n 1万—10万元（含10万元），9元/笔；\n 10万—50万元（含50万元），15元/笔；\n 50万—100万元（含100万元），20元/笔；\n 100万元以上，按0.002%，最高200元/笔；或按协议定价","按标准5折","免费","1.通过柜台/远程视频柜员将对公客户的资金从本行账户转移到其他银行（含同城和异地）的账户。\n2.转账范围包括向其他银行的本单位、其他单位或个人的账户进行资金转移。","对公客户","全省统一价","发改价格〔2014〕268号；银发〔2021〕169号；\n福银办〔2021〕208号。","\n柜台转账汇款单笔10万元（含）以下优惠期限3年（2024年9月30日至2027年9月30日）。"]
[2201008,null,"对公福建农信系统跨行社柜台转账\\汇款","手续费"," 每笔1万元以下（含1万元），3元/笔；\n 1万—10万元（含10万元），6元/笔；\n 10万—50万元（含50万元），9元/笔；\n 50万—100万元（含100万元），12元/笔；\n 100万元以上，按0.0012%，最高120元/笔；或按协议定价","按标准5折","免费","通过柜台将对公客户的资金在福建农信系统不同行社之间的转账、汇款(以现金缴款到跨联社对公账户按个人现金汇款收费标准收取）","对公客户","全省统一价","中支协发〔2021〕62号","小微企业和个体工商户在对公系统内跨行社柜台转账单笔10万元（含）以下免费，优惠期限3年（2024年9月30日至2027年9月30日）。"]
[3201009,null,"单位主动查询","手续费","每笔2元；或按协议定价","按标准5折","免费","系指不是因行内工作差错造成的未收到款项，查询如已查复的，应按规定标准收取邮费或电报费。","对公客户","全省统一价"]
[3201010,null,"单位主动退汇","手续费","每笔2元；或按协议定价","按标准5折","免费","汇款退汇，其费用可以向汇款人收取现金，也可以从款项中扣收，并出具收费收据。","对公客户","全省统一价"]
[2101011,null,"个人跨行转账汇款（柜台/远程视频柜员）","汇兑手续费"," 每笔0.2万元以下（含0.2万元），2元/笔；\n0.2万—0.5万元（含0.5万元），5元/笔；\n0.5万—1万元（含1万元），10元/笔；\n1万—5万元（含5万元），15元/笔；\n5万元以上，按0.03%，最高50元/笔；或按协议定价","按标准5折","免费","通过柜台/远程视频柜员将个人客户的资金从本行账户（不含信用卡）转移到其他银行（含同城和异地）的账户、农信银本转异、农信银汇兑业务","个人客户","全省统一价","发改价格〔2014〕268号","转账范围包括向其他银行的本人、其他个人或单位的账户进行资金转移"]
[2101012,null,"个人现金汇款","手续费","每笔按汇款金额的0.5%，最高50元/笔","按标准5折","免费","将个人客户现金汇入其他银行（含同城和异地）的账户","个人客户","全省统一价","发改价格〔2014〕268号"]
["2101013",null,"农信银柜台现金通存、柜台/远程视频柜员转账","手续费","每笔按交易金额的0.5%，最高25元/笔","按标准5折","免费","通过柜台/远程视频柜员办理加入农信银支付系统跨省机构间的现金通存、异转本（\"异转本\"指外省农信卡向福建农信账户转账）。","个人客户","全省统一价",null,"远程视频柜员目前只支持卡转账业务，不支持现金业务"]
[2101014,null,"农信银现金通兑","手续费","每笔按交易金额的0.5%，最高30元/笔","按标准5折","免费","加入农信银支付系统跨省机构间的现金通兑","个人客户","全省统一价"]
[3102015,"               借       记          卡        业        务","农民工银行卡特色服务","手续费","按照取款金额的0.5%收取，最低1元，最高20元","按标准5折","免费","农民工银行卡柜面取款","个人客户","全省统一价","银发〔2014〕235号"]
[3102016,null,"借记卡（联名卡）ATM/CRS境内跨行取现","手续费","2元/笔","按标准5折","免费","借记卡（联名卡）ATM/CRS境内跨行取现","个人客户","全省指导价","银协发〔2023〕1号","取现每卡每月前3笔免费，超出部分，按规定收费。优惠期限至2027年9月30日。"]
[3102017,null,"借记卡（联名卡）ATM/CRS港澳及境外取现","手续费","交易金额的1%，最低12元/笔","按标准5折","免费","借记卡（联名卡）ATM/CRS港澳及境外取现","个人客户","全省统一价"]
[3102018,null,"借记卡（联名卡）ATM/CRS省内跨行转账","手续费","2000元（含）以下，1.5元/笔；2000元以上至1万元（含)以下，3元/笔；1万元以上，5元/笔","按标准5折","免费","借记卡（联名卡）ATM/CRS省内跨行转账","个人客户","全省统一价"]
[3102019,null,"借记卡（联名卡）ATM/CRS跨省转账","手续费","2000元（含）以下，1.5元/笔；2000元以上至1万元（含)以下，3元/笔；1万元以上，5元/笔","按标准5折","免费","借记卡（联名卡）ATM/CRS跨省转账","个人客户","全省统一价"]
[3102020,null,"借记卡（联名卡）ATM/CRS境外查询","手续费","人民币2元/笔","按标准5折","免费","借记卡（联名卡）在境外ATM/CRS查询","个人客户","全省统一价"]
[3102021,null,"借记卡（联名卡）CRS跨行存款","手续费","交易金额的0.1%，最低3元/笔，最高50元/笔","按标准5折","免费","持本行卡在他行CRS存现。                     ","个人客户","全省统一价",null,"他行机具应支持该业务"]
[3102022,null,"借记IC卡","年费","免费","100元/季","200元/季","借记卡（金卡/白金卡）客户享受发卡行相应贵宾标准服务。该费用在借记卡（金卡/白金卡）未达发卡行社所制定的相应级别贵宾客户标准的情况下收取","个人客户","全省指导价"]
[3102023,null,"借记卡（含磁条卡和IC芯片卡，不含社保卡）柜面书面挂失","手续费","10元/卡","按标准5折","免费","办理柜面借记卡书面挂失（含回执挂失）。","个人客户","全省统一价"]
[3102024,null,"借记IC卡未到期换卡/补卡（柜面、移动自助柜员机、远程视频柜员机、手机银行等，社保卡按社保部门规定执行）工本费","工本费","10元/张（民生类卡5元/张）","按标准5折","免费","借记IC卡未到期换卡/补卡（柜面、移动自助柜员机、远程视频柜员机、手机银行等，社保卡按社保部门规定执行）","个人客户","全省统一价"]
[3102025,null,"农村普惠金融服务点他行卡助农取款","手续费","取款金额的0.45% 最低0.9元，最高9元",null,null,"他行卡在农村普惠金融服务点取款","个人客户","全省统一价","银联函〔2015〕108号"]
[3302026,null,"福农通机具办理跨行转账1万元(含)以下","手续费","4.95元/笔","按标准5折","免费","客户通过福农通进行1万元（含）以下的跨行转账","综合客户","全省指导价"]
[3302027,null,"福农通机具跨行转账1-5万元(含5万)","手续费","9.45元/笔","按标准5折","免费","客户通过福农通进行5万元（含）以下的跨行转账","综合客户","全省指导价"]
[3102028,null,"定制卡面工本费","工本费","30元/卡",null,null,"借记卡银行卡定制卡面工本费","个人客户","全省指导价"]
[3103029,"电  子  银  行  业  务","个人短信银行","服务费","每账户每月2元（首次开通免费试用3个月）","免费","免费","个人客户签约对账户信息变动进行短信通知及查询等","个人客户","全省统一价"]
[3203030,null,"对公客户短信银行","服务费","每账户每月10元（首次开通免费试用3个月）",null,null,"对公客户签约短信银行服务","对公客户","全省统一价"]
[3103031,null,"个人网银USBKEY","工本费","20元/个","按标准5折","免费","签约专业版个人网银","个人客户","全省指导价","银协发〔2023〕64号"]
[3203032,null,"企业网银USBKEY","工本费","20元/个","按标准5折","免费","签约企业网银","对公客户","全省指导价","银协发〔2023〕64号"]
[3103033,null,"个人网银USBKEY更换","工本费","20元/个","按标准5折","免费","专业版个人网银USBKEY损坏、丢失等更换","个人客户","全省统一价","银协发〔2023〕64号","网上银行USBKEY到期如无法正常更新使用的，免收客户更换费用。"]
[3203034,null,"企业网银USBKEY更换","工本费","20元/个","按标准5折","免费","企业网银USBKEY损坏、丢失等更换","对公客户","全省统一价","银协发〔2023〕64号","网上银行USBKEY到期如无法正常更新使用的，免收客户更换费用。"]
["3103035",null,"个人网上银行单笔/批量跨行转账（大额）","手续费","5.5元/笔","按标准5折","免费","客户通过网上银行跨行汇款渠道办理5万元以上单笔、批量转账业务。","个人客户","全省统一价"]
["3203036",null,"对公客户网上银行跨行转账","手续费","5.5元/笔","按标准5折","免费","1.单笔金额10万元（含）以下免费。\n2.单笔金额10万元以上，每笔5.5元。","对公客户","全省统一价","福银办〔2021〕208号","小微企业和个体工商户转账10万元以上实行5折优惠，优惠期限自行社公示期满三个月后开始至2027年9月30日。"]
["3303037",null,"收单业务","手续费","按有关规定及双方协议执行，以协议为准",null,null,"为客户提供各渠道收单业务","综合客户","全省指导价","银发〔2021〕169号","对标准类商户借记卡发卡行服务费、网络服务费在现行政府指导价基础上实行9折优惠，对县域商圈、乡镇商贸中心、村级便民点等商业场景及卫生院、乡村旅游等公共服务场景的商户实行7.5折，封顶值维持不变；对优惠类商户发卡行服务费、网络服务费继续在现行政府指导价基础上实行7.8折优惠。优惠期限为3年（2024年9月30日至2027年9月30日）\n"]
["3303038",null,"儿童智能存钱罐","工本费","249元/个","按标准5折","免费","通过福建农信手机银行，为客户提供设定成长计划、亲子提醒、发放成长勋章等服务的智能硬件设备及配套软件服务","个人客户","全省指导价"]
["3304039","账          户        信         息        类         业         务","折挂失","手续费","10元/折","按标准5折","免费","客户折丢失，办理挂失交易（含挂失回执）","综合客户","全省统一价"]
["3304040",null,"存单挂失（含挂失回执）","手续费","10元/笔","按标准5折","免费","客户存单（含挂失回执）丢失，办理挂失交易","综合客户","全省统一价"]
["3104041",null,"个人印鉴挂失","手续费","10元/笔","按标准5折","免费","客户印鉴丢失，办理挂失交易","个人客户","全省统一价"]
["3104042",null,"个人小额活期存款账户","账户管理费","2元/季度","按标准5折","免费","1.代发工资、退休金、低保等签约代理类活期存款账户免费；\n2.未享受优惠账户的客户，由客户主动申请，对其指定的一个本行账户（不含信用卡、贵宾账户）免收年费和账户管理费；客户未申请的，行社主动对其在本行开立的唯一账户（不含信用卡、贵宾账户）免收年费和账户管理费。\n3.社保卡、股金结算账户统一为优惠账户，当客户有此类账户，不得再申请免费账户。","个人客户","全省统一价",null,"季日均余额100元（不含）以下为个人小额活期存款账户。"]
["3104043",null,"个人账户时点存款证明","手续费","20元/份","按标准5折","免费","个人客户到柜面办理时点存款余额证明","个人客户","全省统一价"]
["3104044",null,"个人账户时段存款证明","手续费","20元/份","按标准5折","免费","个人客户到柜面办理时段存款余额证明","个人客户","全省统一价"]
["3204045",null,"对公账户时点存款证明","手续费","100元/份","按标准5折","免费","对公客户到柜面办理时点存款余额证明","对公客户","全省指导价"]
["3204046",null,"对公账户时段存款证明","手续费","100元/份","按标准5折","免费","对公客户到柜面办理时段存款余额证明","对公客户","全省指导价"]
["3204047",null,"银行询证函（验资证明）、资信证明","手续费","200元/份","按标准5折","免费","为客户出具验资证明、资信证明以及应客户需求,向会计、审计事务所等单位提供银行咨询函答复（纸质或数字化询证函证明）的服务。\n","对公客户","全省指导价","闽金办转〔2025〕30号","1.询证函：小微企业、个体工商户（含台资企业）5折优惠，有效期自公示期三个月后开始至2027年9月30日。数字化询证函参照纸质询证函收费标准执行差异化定价优惠政策。\n2.资信证明：小微企业、个体工商户免费，有效期自公示期三个月后开始后至2027年9月30日。"]
["3204048",null,"人民币对公结算账户开户","手续费","每户50元（含）以下","按标准5折","免费","为对公客户开立人民币结算账户 ","对公客户","全省指导价","中支协发〔2021〕62号","小微企业和个体工商户在同一行社开立的首个（或指定一个）单位结算账户开户手续费实行5折优惠，优惠期限3年（2024年9月30日至2027年9月30日）。"]
["3204049",null,"补制对账单","手续费","当年10元/次；跨年20元/次","按标准5折","免费","为对公客户补制对账单","对公客户","全省指导价"]
["3204050",null,"补制业务回单","手续费","10元/笔","按标准5折","免费","为对公客户补制业务回单","对公客户","全省指导价"]
["3204051",null,"对公印鉴挂失","手续费","20元/笔","按标准5折","免费","为对公客户办理印鉴挂失","对公客户","全省指导价"]
["3204052",null,"对公印鉴更换","手续费","10元/笔","按标准5折","免费","为对公客户办理印鉴更换","对公客户","全省指导价"]
["3205053","现金业务","1元（含）以下小面额人民币清点","手续费","200张(含)以下不收费；200张以上开始收费，最低2元/笔，每增加100张加收0.50元","按标准5折","免费","为对公客户清点面值在1元（含）以下的纸币和硬币","对公客户","全省指导价"]
["3205054",null,"对公客户大额取现业务","手续费","当日累计柜面取现超出5万元的部分按0.1%收取手续费，最低10元","按标准5折","免费","对公客户柜面大额取现超出5万元部分","对公客户","全省指导价"]
["3106055","          信                  用                 卡\n(普\n惠\n金\n融\n卡）                  业            务","贷记卡","年费","主卡60元/年，附属卡30元/年","主卡80元/年，附属卡40元/年","主卡120元/年，附属卡60元/年","客户办理贷记卡普通卡/金卡/白金卡 ，持卡人主动申请销户，年费概不退还。但由于发卡机构修改章程或收费标准等原因导致持卡人不准备继续使用贷记卡的，发卡机构应按照持卡人未使用的年限退还持卡人年费。","个人客户","全省指导价","（银协发〔2023〕64号）","在年费出账后可向发卡行申请在一个月内（即下个账期内）任意补刷3笔消费交易，系统可自动退还最近一期扣收的年费。以各行社收费标准为准，中途退卡，年费不退还。"]
["3106056",null,"移搜联名卡","年费","---","主卡588元/年，附属卡300元/年","主卡1288元/年，附属卡644元/年","客户办理移搜联名金卡/白金卡，持卡人主动申请销户，年费概不退还。但由于发卡机构修改章程或收费标准等原因导致持卡人不准备继续使用贷记卡的，发卡机构应按照持卡人未使用的年限退还持卡人年费。","个人客户","全省指导价",null,"年费逐年收取，中途退卡，年费不退还。\n"]
["3106057",null,"普惠金融卡","年费","0-2000元/年",null,null,"客户办理普惠金融卡系列卡种 ，持卡人主动申请销户，年费概不退还。但由于发卡机构修改章程或收费标准等原因导致持卡人不准备继续使用贷记卡的，发卡机构应按照持卡人未使用的年限退还持卡人年费。","个人客户","全省指导价"]
["3106058",null,"个人公务卡","年费","免费",null,null,"客户办理公务卡 ，持卡人主动申请销户，年费概不退还。但由于发卡机构修改章程或收费标准等原因导致持卡人不准备继续使用福贷记卡的，发卡机构应按照持卡人未使用的年限退还持卡人年费。","个人客户","全县统一定价"]
["3206059",null,"单位公务卡","年费","免费",null,null,"客户办理公务卡 ，持卡人主动申请销户，年费概不退还。但由于发卡机构修改章程或收费标准等原因导致持卡人不准备继续使用贷记卡的，发卡机构应按照持卡人未使用的年限退还持卡人年费。","对公客户","全县统一定价"]
["3106060",null,"贷记卡、普惠金融卡、公务卡换卡","工本费","20元/张",null,null,"客户补卡和有效期内换卡收取工本费，卡片到期换卡不收费。","个人客户","全省指导价"]
["3106061",null,"贷记卡、普惠金融卡、公务卡挂失","手续费","50元/每卡每次",null,null,"客户办理贷记卡、普惠金融卡、公务卡的挂失","个人客户","全省指导价"]
["3106062",null,"贷记卡、普惠金融卡、公务卡逾期还款","违约金","最低还款额未偿还部分的5%，每期最高不超过500元、最低不低于10元",null,null,"持卡人未能在到期还款日之前偿还最低还款额的，除应记付利息外，对最低还款额未还部分收取违约金。","个人客户","全省指导价"]
["3106063",null,"贷记卡、普惠金融卡、公务卡紧急处置","服务费","20元/次",null,null,"持卡人申请紧急补卡或紧急重置密码，除应支付相应的手续费或工本费外，还应支付紧急处置费用、快速发卡费用、快递服务费","个人客户","全省统一价"]
["3106064",null,"贷记卡、普惠金融卡、公务卡境内交易争议","调单费","5元/张",null,null,"境内交易争议申请调单","个人客户","全省统一价"]
["3106065",null,"贷记卡、普惠金融卡、公务卡境外交易争议","调单费","50元(或等值其他外币)/张",null,null,"境外交易争议申请调单","个人客户","全省统一价"]
["3106066",null,"贷记卡、公务卡本行取现（含转账）","手续费","交易金额的0.6%，最低1元，最高50元",null,null,"本行取现（含转账，溢缴款转出除外）","个人客户","全省统一价"]
["3106067",null,"贷记卡、普惠金融卡、公务卡他行境内取现（含转账）","手续费","交易金额的1%，最低6元，最高50元",null,null,"他行境内取现（含转账）","个人客户","全省统一价"]
["3106068",null,"贷记卡、普惠金融卡、公务卡境外取现（含转账）","手续费","交易金额的1%，最低12元",null,null,"境外取现（含转账）","个人客户","全省统一价"]
["3106069",null,"贷记卡、普惠金融卡、公务卡账单补印费","手续费","12个月（含）之内的纸质对账单免费，12个月以前的纸质对账单收取5元/份 ；电子对账单免费",null,null,"账单复印费、补印费","个人客户","全省统一价"]
["3106070",null,"贷记卡、普惠金融卡、公务卡短信费","手续费","300元及以上的贷记卡交易短信免费，300元以下的交易短信通知开通后收费标准为2元/月。",null,null,"短信费","个人客户","全省统一价"]
[3106071,null,"定制卡面工本费","工本费","30元/卡",null,null,"贷记卡银行卡定制卡面工本费","个人客户","全省指导价"]
["3207072","                                   代           理           业             务","代扣代缴储蓄存款利息所得税","手续费","按代扣代缴利息所得个人所得税总额的2%收取",null,null,"代扣代缴储蓄存款利息所得税","对公客户","全省指导价",null,"向委托单位收取"]
["3207073",null,"代扣代缴个人所得税等税款","手续费","按代扣代缴个人所得税总额的2%收取",null,null,"代扣代缴个人所得税等税款","对公客户","全省指导价",null,"向委托单位收取"]
["3207074",null,"代征代售印花税票","手续费","按代征代售印花税票代售金额的5%收取",null,null,"代征代售印花税票","对公客户","全省指导价",null,"向委托单位收取"]
["3207075",null,"代销财产保险、人身保险","手续费","按有关规定及双方协议执行，以协议为准，按月或按季结算",null,null,"代销财产保险、人身保险","对公客户","全省指导价"]
["3207076",null,"代收行政事业罚没款；代理支库代办业务；代收公用事业费；代收（付）保险费等；代收固定电话费、IP电话费、上网费；代收手机话费","手续费","  按笔计收，每笔收费0.30～1.00元；或 按金额计收，收取代理金额的0.3～0.8%。以上两种收费方式选择一种，按月或按季结算，具体以协议为准。",null,null,"代收行政事业罚没款；代理支库代办业务；代收公用事业费；代收（付）保险费等；代收固定电话费、IP电话费、上网费；代收手机话费","对公客户","全省指导价"]
["3207077",null,"代发工资；代发退休金；代发养老金；代收电脑体育彩票销售资金；代收电脑福利彩票销售资金","手续费","  按笔计收，每笔收费0.30～1.00元；或 按金额计收，收取代理金额的0.3～0.8%。以上两种收费方式选择一种，按月或按季结算，具体以协议为准。",null,null,"代发工资；代发退休金；代发养老金；代收电脑体育彩票销售资金；代收电脑福利彩票销售资金","对公客户","全省指导价"]
["3207078",null,"无特殊说明的其他协议类代理业务","手续费","按有关规定及双方协议执行，以协议为准，按月或按季结算",null,null,"无特殊说明的其他协议类代理业务","对公客户","全省指导价"]
["3207079",null,"代理政府部门委托贷款；代理企事业单位委托贷款","手续费","1.当委托金额≤100万元人民币时，年费率为0.3%；当100万元人民币﹤委托金额≤1000万元人民币时，年费率为0.25%；当委托金额＞1000万元人民币时，年费率为0.2%。委托贷款手续费下限为每笔每年600元人民币。\n2.贷款逾期后手续费的收取比照正常贷款手续费收取办法减半执行，但不得突破600元人民币下限。\n3.手续费原则上在贷款发放前一次性收取，贷款金额较大、期限较长的，可由贷款人与委托人双方协商确定。\n具体以协议为准。",null,null,"代理政府部门委托贷款；代理企事业单位委托贷款","对公客户","全省指导价"]
["3107080",null,"代理个人委托贷款","手续费",{"$nulls":3},"代理个人委托贷款","个人客户","全省指导价"]
["3307081",null,"保管箱业务","手续费","各行社可根据提供的保管箱尺寸规格或以保证金、押金等形式自行制定收费标准。",null,null,"保管箱业务","综合客户","全省指导价"]
["3207082",null,"财务顾问咨询","手续费","按协议定价，小、微型企业免收。",null,null,"为客户提供相关金融、经济信息咨询服务","对公客户","全省指导价"]
["3207083",null,"代理贵金属业务","手续费","按有关规定及双方协议执行，以协议为准，按月或按季结算。（向被代理机构收取）",null,null,"代理贵金属业务","对公客户","全省统一价"]
["3307084",null,"代客理财","销售服务费","按每只理财产品的协议执行",null,null,"代客理财","综合客户","全省指导价",null,"包括农信自营理财和代销理财"]
["3307085",null,"代客理财","投资管理费","按每只理财产品的协议执行",null,null,"代客理财","综合客户","全省指导价",null,"农信自营理财"]
["3307086",null,"代客理财","产品托管费","按每只理财产品的协议执行",null,null,"代客理财","综合客户","全省指导价",null,"农信自营理财"]
["3307087",null,"代客理财","外包服务费","按每只理财产品的协议执行",null,null,"代客理财","综合客户","全省指导价",null,"农信自营理财"]
["3307088",null,"代理基金销售","手续费","按照基金产品公告及双方协议执行，其中认购费、申购费、赎回费、转换费由投资者承担一次性费用；客户维护费、销售服务费、基金管理费、基金托管费等由基金财产中扣除",null,null,"代理基金销售业务","综合客户","全省指导价","证监会公告（2013）26号"]
["3208089","人民币保函业务","人民币融资性保函","手续费","季费率为每笔担保金额的0.5～1‰，最低500元。按季计收，不足三个月的按三个月收取。",null,null,"融资性保函","对公客户","全省指导价"]
["3208090",null,"人民币非融资性保函","手续费","季费率为每笔担保金额的0.25～0.5‰，最低500元。按季计收，不足三个月的按三个月收取。",null,null,"非融资性保函","对公客户","全省指导价"]
[4312155,"          国   内   信   用   证   业    务","国内信用证开证","手续费","开证金额的0.15%， 最低100元",null,null,"国内信用证开证","综合客户","全省指导价"]
[4312156,null,"国内信用证修改","手续费","增额修改，增额收取0.15%，最低收费为100元/笔；不涉及增额的其他修改：100元/笔。",null,null,"国内信用证修改","综合客户","全省指导价"]
[4312157,null,"国内信用证撤销","手续费","100元/笔",null,null,"国内信用证撤销","综合客户","全省指导价"]
[4312158,null,"国内信用证付款确认","手续费","按照远期信用证项下开证行付款金额的0.1%/月，最低150元/笔，不足一个月的按照一个月收取（如果是全额保证金开证，按0.1%一次性收取费用）",null,null,"国内信用证付款确认","综合客户","全省指导价"]
[4312159,null,"国内信用证付款","手续费","按照我行社“对公跨行柜台转账汇款”和对公行内转账汇款”业务收费标准收取",null,null,"国内信用证付款","综合客户","全省指导价"]
[4312160,null,"国内信用证通知","手续费","50元/笔",null,null,"国内信用证通知","综合客户","全省指导价"]
[4312161,null,"国内信用证修改通知","手续费","50元/笔",null,null,"国内信用证修改通知","综合客户","全省指导价"]
[4312162,null,"国内信用证验单","手续费","按照寄单索款金额的0.1%收取，最低200元/笔，最高2000元/笔",null,null,"国内信用证验单","综合客户","全省指导价"]
[4312163,null,"国内信用证不符点处理","手续费","450元/笔",null,null,"国内信用证不符点处理","综合客户","全省指导价"]
[4312164,null,"国内信用证议付","手续费","按议付单据金额的0.1%收取，最低100元",null,null,"国内信用证议付","综合客户","全省指导价"]
[4312165,null,"国内信用证保兑（含通知）","手续费","按照保兑金额的0.1%-0.5%/季收取，最低300元/笔，不足一个季度按一个季度收取",null,null,"国内信用证保兑（含通知）","综合客户","全省指导价"]
[4312166,null,"国内信用证保兑修改","手续费","一般修改、撤销：100元/笔 ；涉及金额增加的保兑修改，对增额部分按保兑手续费标准收费，最低100元/笔，不另收手续费",null,null,"国内信用证保兑修改","综合客户","全省指导价"]
[4312167,null,"国内信用证转让","手续费","按照信用证转让金额的0.1%收取，最低200元/笔，最高1000元/笔",null,null,"国内信用证转让","综合客户","全省指导价"]
[4312168,null,"国内信用证转让修改","手续费","转让修改：100元/次；涉及金额增加的转让修改：增加部分按新开证部分计收，同时按所有转让金额的0.1%收取手续费，增额修改最低100元/笔，最高800元/笔",null,null,"国内信用证转让修改","综合客户","全省指导价"]
[4312169,null,"国内信用证福费廷","手续费","参照出口信用证项下福费廷收费标准收取",null,null,"国内信用证福费廷","综合客户","全省指导价"]
["注：","   一、收费编号第1位代表定价形式，其中：1代表政府定价；2代表政府指导价；3代表人民币业务市场调节价；4代表外汇业务市场调节价。    "]
[null,"   二、收费编号第2位代表服务对象，其中：1代表个人客户；2代表对公客户；3代表综合客户。"]
[null,"   三、收费编号第3－4位代表业务类型，其中：00代表票据业务；01代表结算业务；02代表卡业务；03代表电子银行业务；04代表账户类业务；05现金业务；06代表信用卡业务；07代表代理业务；08人民币保函业务；09国  际结算业务；10个人外汇业务；11外汇保函；12国内信用证。"]
[null,"   四、小微企业是指符合工业和信息化部《中小企业划型标准规定》的小型、微型企业，个体工商户是指在市场监管部门登记的个体工商户；对于无法准确界定的客户，按照“应降尽降”原则，享受降费优惠政策。"]
[null,"   五、实际收费标准以光泽农信联社公示为准。"]
[null,"   六、本服务价格目录相关投诉渠道电话：福建农信96336；光泽农信联社消费者权益保护部门电话0599-7932810,地址：光泽县杭中路20号（凤凰华府）1幢。"]

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[]
["光泽县农村信用合作联社金融服务价格标准（免费项目）"]
["序号","业务类型","免费项目","适用客户","业务功能","免费文件","免费性质"]
[1,"本行个人储蓄账户的开户","手续费","个人客户","个人客户开立个人储蓄账户","银监发[2011]22号","政府指定"]
[2,"本行个人储蓄账户的销户","手续费","个人客户","个人客户注销本行个人储蓄账户","银监发[2011]22号","政府指定"]
[3,"本行个人银行结算账户的开户","手续费","个人客户","个人客户开立个人结算账户","银监发[2011]22号","政府指定"]
[4,"本行个人银行结算账户的销户","手续费","个人客户","个人客户注销本行个人结算账户","银监发[2011]22号","政府指定"]
[5,"除贷记卡外的同城本行存款","手续费","个人客户","个人客户在本行存款","银监发[2011]22号","政府指定"]
[6,"除贷记卡外的同城本行取款","手续费","个人客户","个人客户在本行取款","银监发[2011]22号","政府指定"]
[7,"除贷记卡外的同城本行转账","手续费","个人客户","个人客户在本行行内转账","银监发[2011]22号","政府指定"]
[8,"密码修改","手续费","个人客户","个人客户账户密码修改","银监发[2011]22号","政府指定"]
[9,"密码重置","手续费","个人客户","个人客户账户密码重置","银监发[2011]22号","政府指定"]
[10,"本行柜台的境内本行查询","手续费","个人客户","个人客户在本行柜台的境内本行查询","银监发[2011]22号","政府指定"]
[11,"ATM机具的境内本行查询","手续费","个人客户","个人客户在ATM机具的境内本行查询","银监发[2011]22号","政府指定"]
[12,"电子银行的境内本行查询","手续费","个人客户","个人客户在电子银行的境内本行查询","银监发[2011]22号","政府指定"]
[13,"存折开户","工本费","个人客户","个人客户存折开户","银监发[2011]22号","政府指定"]
[14,"存折销户","工本费","个人客户","个人客户存折销户","银监发[2011]22号","政府指定"]
[15,"存折更换","工本费","个人客户","个人客户存折更换","银监发[2011]22号","政府指定"]
[16,"已签约开立的代发工资账户","年费","个人客户","已签约开立的代发工资账户日常服务","银监发[2011]22号","政府指定"]
[17,"已签约开立的代发工资账户","账户管理费","个人客户","已签约开立的代发工资账户管理","银监发[2011]22号","政府指定"]
[18,"已签约开立的退休金账户","年费","个人客户","已签约开立的退休金账户日常服务","银监发[2011]22号","政府指定"]
[19,"已签约开立的退休金账户","账户管理费","个人客户","已签约开立的退休金账户管理","银监发[2011]22号","政府指定"]
[20,"已签约开立的低保账户","年费","个人客户","已签约开立的低保账户日常服务","银监发[2011]22号","政府指定"]
[21,"已签约开立的低保账户","账户管理费","个人客户","已签约开立的低保账户管理","银监发[2011]22号","政府指定"]
[22,"已签约开立的医保账户","年费","个人客户","已签约开立的医保账户日常服务","银监发[2011]22号","政府指定"]
[23,"已签约开立的医保账户","账户管理费","个人客户","已签约开立的医保账户管理","银监发[2011]22号","政府指定"]
[24,"已签约开立的失业保险账户","年费","个人客户","已签约开立的失业保险账户日常服务","银监发[2011]22号","政府指定"]
[25,"已签约开立的失业保险账户","账户管理费","个人客户","已签约开立的失业保险账户管理","银监发[2011]22号","政府指定"]
[26,"已签约开立的住房公积金账户","年费","个人客户","已签约开立的住房公积金账户日常服务","银监发[2011]22号","政府指定"]
[27,"已签约开立的住房公积金账户","账户管理费","个人客户","已签约开立的住房公积金账户管理","银监发[2011]22号","政府指定"]
[28,"向救灾专用账户捐款的汇款与转账","手续费","个人客户","向救灾专用账户捐款的跨行转账","银监发[2011]22号","政府指定"]
[29,"财政金库、救灾专用账户及抚恤金的汇款与转账","电子汇划费","个人客户","向救灾专用账户捐款的跨行转账","银监发[2011]22号","政府指定"]
[30,"财政金库、救灾专用账户及抚恤金的汇款与转账","邮费","个人客户","向救灾专用账户捐款的跨行转账","银监发[2011]22号","政府指定"]
[31,"财政金库、救灾专用账户及抚恤金的汇款与转账","电报费","个人客户","向救灾专用账户捐款的跨行转账","银监发[2011]22号","政府指定"]
[32,"电子方式提供12个月内（含）本行对账单","手续费","个人客户","电子方式提供12个月内（含）本行对账单","银监发[2011]22号","政府指定"]
[33,"每月一次以纸质方式提供本行当月对账单","手续费","个人客户","每月一次以纸质方式提供本行当月对账单","银监发[2011]22号","政府指定"]
[34,"每年一次以纸质方式提供12个月内（含）本行对账单","手续费","个人客户","每年一次以纸质方式提供12个月内（含）本行对账单","银监发[2011]22号","政府指定"]
[35,"农民工银行卡特色服务查询","手续费","个人客户","农民工银行卡特色服务查询"," 银办发  [2008]97号","政府指定"]
[36,"社会保险经办机构和本行签约开立的个人基本养老金（含退休金）账户，每月前2笔且每笔不超过2500元（含2500元）的本行异地（含本行柜台和ATM）取现","手续费","特殊账户","社会保险经办机构和本行签约开立的个人基本养老金（含退休金）账户，每月前2笔且每笔不超过2500元（含2500元）的福建农信系统内（含柜台和ATM）取现手续费。","发改价格〔2014〕268号","政府指定"]
[37,"个人或对公客户账户","年费","综合客户","根据客户申请，为其提供一个免收账户管理费（含小额账户管理费）和年费的账户（不含信用卡、贵宾账户）；  除代理类活期存款账户外，如客户已享受社保卡、股金结算账户优惠政策的，不得再申请免费账户。","发改价格规〔2017〕1250号","政府指定"]
[38,null,"账户管理费"]
[39,"贷记卡、普惠金融卡、公务卡用信超授信额度","超限费","个人客户","客户超额使用授信额度","银发〔2016〕111号","政府指定"]
[40,"本票业务","工本费","综合客户","出售给个人或对公客户的本票凭证","发改价格规〔2017〕1250号","政府指定"]
[41,null,"手续费","综合客户","为个人或对公客户办理本票业务","发改价格规〔2017〕1250号","政府指定"]
[42,null,"挂失手续费","综合客户","为个人或对公客户办理本票挂失","发改价格规〔2017〕1250号","政府指定"]
[43,"银行汇票","工本费","综合客户","出售给个人或对公客户的银行汇票凭证","发改价格规〔2017〕1250号","政府指定"]
[44,null,"签发手续费","综合客户","为个人或对公客户办理银行汇票业务","发改价格规〔2017〕1250号","政府指定"]
[45,null,"挂失手续费","综合客户","为个人或对公客户办理银行汇票挂失","发改价格规〔2017〕1250号","政府指定"]
[46,"个人异地本行柜台取现、通存、转账（含本地本行向跨地市本行转账）","手续费","个人客户","通过柜台为个人客户办理福建农信系统跨行社之间的取现、转账、汇款（不含信用卡）","银发〔2016〕261号、\n发改价格规〔2017〕1250号","政府指定"]
[47,"对公账户维护管理","手续费","对公客户","维护管理对公账户信息","银发〔2021〕169号、福银办〔2021〕208号","政府指定"]
[48,"对公账户","年费","对公客户","已开立的对公账户日常服务",null,"政府指定"]
[49,"支票业务","工本费","综合客户","出售给个人或对公客户的支票凭证","银发〔2021〕169号","政府指定"]
[50,null,"挂失手续费","综合客户","为个人或对公客户办理支票挂失",null,"政府指定"]
[51,"个人网上银行","年费","个人客户","个人网上银行年费","中支协发〔2021〕62号","政府指定"]
[52,null,"管理费","个人客户","个人网上银行管理费",null,"政府指定"]
[53,"企业网上银行","年费","对公客户","企业网上银行年费",null,"政府指定"]
[54,null,"管理费","对公客户","企业网上银行管理费",null,"政府指定"]
[55,"手机银行","年费","个人客户","手机银行年费",null,"政府指定"]
[56,null,"管理费","个人客户","手机银行管理费",null,"政府指定"]
[57,"电话银行","年费","综合客户","电话银行年费",null,"政府指定"]
[58,null,"管理费","综合客户","电话银行管理费",null,"政府指定"]
[59,"安全认证工具","年费","综合客户","安全认证工具年费",null,"政府指定"]
[60,null,"管理费","综合客户","安全认证工具管理费",null,"政府指定"]
[61,"信贷资金受托支付划拨费","手续费","综合客户","信贷资金受托支付划拨费","银保监发〔2020〕18号","政府指定"]
[62,"银行承兑汇票","工本费","对公客户","出售给对公客户的银行承兑汇票凭证","银协发〔2023〕64号","政府指定"]
[63,"商业承兑汇票","工本费","对公客户","出售给对公客户的商业承兑汇票凭证","银协发〔2023〕64号","政府指定"]
[64,"补制对账单","手续费","个人客户","对于打印超过1年纸质对账单的，每年首次免收手续费","（银协发〔2023〕64号）","政府指定"]
[65,"办理农信银业务提供的跨省农信系统账户信息查询","手续费","个人客户","已加入农信银支付系统成员单位的跨省农信系统账户信息查询",null,"自主免费（暂不收费）"]
[66,"已加入农信银支付系统的跨省农信、农商行在电子银行渠道上的账户信息查询","手续费","个人客户","已加入农信银支付系统的跨省农信、农商行在电子银行渠道上的账户信息查询",null,"自主免费（暂不收费）"]
[67,"借记卡（联名卡）ATM/CRS省内本行存现","手续费","个人客户","借记卡（联名卡）ATM/CRS福建农信系统内存现",null,"自主免费（暂不收费）"]
[68,"借记卡（联名卡）ATM/CRS省内本行取现","手续费","个人客户","借记卡（联名卡）ATM/CRS福建农信系统内取现",null,"自主免费（暂不收费）"]
[69,"借记卡（联名卡）ATM/CRS省内本行转账","手续费","个人客户","借记卡（联名卡）ATM/CRS福建农信系统内转账",null,"自主免费（暂不收费）"]
[70,"借记卡（联名卡）ATM/CRS境内查询","手续费","个人客户","借记卡（联名卡）ATM/CRS境内查询",null,"自主免费（暂不收费）"]
[71,"借记卡（联名卡）ATM/CRS修改密码","手续费","个人客户","借记卡（联名卡）在ATM/CRS上修改密码",null,"自主免费（暂不收费）"]
[72,"普通借记卡（普通卡）服务","年费","个人客户","普通借记卡",null,"自主免费（暂不收费）"]
[73,"贷记卡12个月之内的对账单补印及电子对账单","手续费","个人客户","贷记卡12个月之内的对账单补印",null,"自主免费（暂不收费）"]
[74,"IC借记卡本行电子现金业务(柜面/ATM）","手续费","个人客户","IC借记卡本行电子现金业务(柜面/ATM）",null,"自主免费（暂不收费）"]
[75,"电话银行","月服务费","个人客户","电话银行服务",null,"自主免费（暂不收费）"]
[76,"电话银行省内本行转账","手续费","个人客户","电话银行福建农信系统内转账",null,"自主免费（暂不收费）"]
[77,"注销电话银行","手续费","个人客户","注销电话银行服务",null,"自主免费（暂不收费）"]
[78,"紧急挂失（电话银行）","手续费","个人客户","客户拨打96336口头挂失在福建农信系统的非信用卡个人账户。紧急挂失为临时挂失，客户应在有效期内到福建农信系统内营业网点办理正式挂失。",null,"自主免费（暂不收费）"]
[79,"个人网上银行跨行查询支付/协议签约","手续费","个人客户","跨行授权支付协议签约（授权账户类别为他行账户）是指向他行发出账户授权申请，允许我行向该行账户发出付款请求的签约。跨行授权查询签约（被查询账户所在行是行内账户）是指对行内账户进行账户授权，允许他行向该账户发出查询账户余额 / 账户交易明细的签约请求。",null,"自主免费（暂不收费）"]
[80,"个人网上银行农信跨省转账","手续费","个人客户","客户通过网上银行农信银渠道汇款",null,"自主免费（暂不收费）"]
[81,"个人网上银行跨行实时汇款","手续费","个人客户","客户通过网上银行跨行实时汇款渠道办理业务",null,"自主免费（暂不收费）"]
[82,"个人网上银行跨行转账（小额）","手续费","个人客户","客户通过网上银行跨行转账（小于等于5万）渠道办理业务",null,"自主免费（暂不收费）"]
[83,"个人网上银行跨行账户查询","手续费","个人客户","跨行查询协议签约生效后，支持查询他行账户的余额或明细记录的业务",null,"自主免费（暂不收费）"]
[84,"个人网上银行省内本行转账","手续费","个人客户","网上银行福建农信系统内转账",null,"自主免费（暂不收费）"]
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[" 注：","一、“本行”指本法人行社，“异地本行”指福建农信系统内。 "]